Amazon rewards card review

If you love shopping on Amazon and you definitely use your credit card to pay at gas stations, drug stores and restaurants, then the Amazon rewards card can be of a greater use to you than the conventional counterparts. The card offers a cash back from 1% -3% based on where you use the card at in the form of reward points and these reward points can be redeemed easily when you shop on Amazon with the same card. What makes the card all the more interesting and exciting is the fact that there is no annual fee to be paid either. So, you actually get a rewards credit card from Amazon where there is a really good cash back offer at no annual fee.
Amazon rewards card review

What is unique about the Amazon rewards card?

The rewards card from Amazon works in the same line as your everyday credit cards. However the major difference lies in the rewards you reap and the benefits you gain with this card.

  • To start with, the Amazon rewards cards allows you to redeem your rewards however small it may be without any restriction for a minimum threshold.
  • Secondly, the card is a boon to those who are frequent buyers in Amazon as the reward points can be redeemed easily for any buy in the website.
  • The reward points or rather the cash back offered is at 3% for every purchase you make on Amazon, 2% for using in gas stations, drugstores and restaurants and at 1% for other purchases.
  • The reward points can be redeemed either through a purchase on the Amazon website or by means of a gift card or statement credit from the Chase bank, who is the issuer of these cards on behalf of Amazon.
  • There is no fee for maintenance or holding a card that you have to pay to the bank and neither is there a fee to pay for inactivity. So you can just hold onto the card without using it.

Apart from being an unconventional credit card with more benefits for the customers there are also attractive offers for the customers who go for this rewards card. Let us look at the other features of ths card in detail.

Bonus on sign up

Even before your card reaches you, you are guaranteed to get a signup bonus of $50, upon the approval of the credit card application. Unlike the many different credit cards that offers you the sign up bonus only after making a few purchases within a stipulated time, the Amazon rewards card gives you a bonus that can be used instantly upon receipt of the card.

Varying APR

While there is no annual fee charged on your account by the card, the APR for the purchases you make on this card will vary anywhere between 14% and 23%. The rate is decided based on the creditworthiness of the clients and the balance transfer option may not be available to all the clients.  In case of cash advances, the APR is charged at 25.24% which can again change as per market conditions. Also when you go for cash advance you are required to pay either 5% of the advance or $10 whichever is higher. In case of a foreign exchange transaction you need to pay an additional 3% fee for the conversion.

While there is no fee to be paid for going beyond your credit limit, there are late payment penalties levied based on the amount you are due to pay. The card doesn’t need you to be a prime member of Amazon and neither does it offer financing like the Amazon store card.

If you love using Amazon as your main shopping destination and you are looking to have only one credit card in your wallet to make for all the purchases, then Amazon Rewards card is definitely the right choice for you.

Amazon chase card review

A simple cash back card, offered by the Chase bank, where the rewards can be redeemed against your purchases in Amazon, the Amazon chase card is definitely a good to hold for those customers whose ultimate shopping destination is Amazon. It simplifies the need to hold more credit cards in your wallet and lets you enjoy a single card for payment at any outlet that allows Visa cards. However, unlike the other conventional visa cards, this card comes with its own list of benefits for the customers.

Amazon chase card review

Advantages of using the Amazon chase card

  • No fee: A major disgruntling proposition with every credit card is the annual maintenance fee that is charged to you but with the Amazon chase card, you can forego that for it doesn’t charge you any annual fee.
  • Signup bonus: The minute your card is approved you are rewarded with a bonus point of $50 to your card account immediately and you can use it without any restriction upon receipt of your card. This amount can go further up if you are a prime member at Amazon.
  • Cash back: Every purchase you make at will earn you cash back of 3% for regular customers and 5% for prime customers in the form of reward points. Additionally since this card can be used in any outlet that accepts Visa cards, you also get to enjoy cash back or reward points in every transaction which can range from 1%-2% based on where you use it. These reward points can then be redeemed for any purchase in Amazon and there is no minimum threshold limit for using these reward points to make a buy.
  • Flexible: The fact that unlike the store cards, the Amazon chase card allows you to use it everywhere from restaurants to drugstores to gas stations make it a more versatile and flexible card. It is a one card fits all categories where the simple credit card can take care of all your shopping needs. And if you love Amazon, all the more reason to have the Amazon chase card in your wallet.

When there is a pro, there ought to be a con and with the Amazon chase cards it is in the form of the APR which some might find to be really high. Other than that, there is no real noticeable drawback to find in this cash back credit card.

While the card is issued on behalf of Amazon gift card , not all customers will be able to receive the card. The card is issued only to those who have a good credit rating and is approved only basis the credit worthiness of the client. So if you do not have a good credit rating then you may not be given this card.

In simple words, the Amazon chase card is apt for those who do a lot of shopping in Amazon and are looking for a card that can be used at multiple outlets freeing them of multiple cards.

Amazon SD card

Amazon markets all varieties of products ranging from the air conditioner to diminutive SD card. SD (Secure Digital) can also be referred as a memory card. It is a non-volatile memory card especially used for portable devices. Amazon rating system is transparent which helps the buyer to understand the durability and quality of the product. Amazon SD cards are categorized under various criteria’s such as:-

Amazon SD card

  • The prevailing formats of SD cards are full or micro size SDHC (the highest capacity) and SDXC (the extended capacity) cards.
  • SD cards are available in multiple sizes such as 16 GB, 32 GB, 64GB, and 128GB.
  • The brands which are marketed by Amazon for SD cards are SanDisk, Samsung, Strontium, Transcend, and Sony.
  • SD card write speed is standardized by speed ratings for different cards and thus classified into various classes such as Class 2 (with a minimum write speed of 2MB/s) to Class 10 (10MB/s).
  • The high standard SD cards are available on Amazon up to 48 Mbps and 80 Mbps read speed.
  • Theses SD cards come with high-performance speed with full HD video recording, can be used for mobile gaming, music and can capture high-resolution pictures.
  • Amazon markets SD card with 7 years of warranty (depends upon company offer). There are few brands such as Samsung EVO plus which also provides 10 years of extended warranty on the product.
  • Few high-end brands with class 10 micro SD cards protects your saved data from the damage caused by airport X-ray machines, water, high temperature, and are also magnetic proof.
  • There are different variations of temperature for storage and operating. Storage temperature should be -40 degree Celsius to 85 degree Celsius and operating temperature -25 degree Celsius to 85 degree Celsius.
  • Amazon limits the order quantity to a maximum of two orders. If it is more than two it gets automatically canceled. This is in order to avoid misuse of SD cards.
  • Most of the SD cards comes with SD card adapter for compatibility with different sizes of SD cards.
  • SD cards are useful for Mobile phones, Smartphones, Android Tablets, and for Tablet PC’s.
  • Optional password setting option comes with SD cards to secure your data.

Amazon offers a great discount to its Prime Members and also products which are classified under Amazon fulfilled tag can avail faster delivery of the product. Amazon cards are affordable and genuine and if you find any flaws in the product you can return or replace the product under the easy return policy. The Amazon products prices are inclusive of import duty and tax deposit.